The HPCL fuel credit card from IDFC FIRST Bank offers excellent benefits for frequent travellers and drivers. You can save money on fuel purchases and get additional rewards on other daily spending. If you drive often, this credit card can help you maximise savings.
Follow this simple step-by-step guide to apply for the HPCL credit card from IDFC FIRST Bank:
An Overview of the Features and Benefits of HPCL Credit Card
Before we dive into the application flow, let’s look at some of the savings and perks that make this fuel credit card stand out:
Fuel Savings
The primary benefit is 5% savings on every fuel transaction at HPCL pumps. This can translate to annual savings of ₹7,000 if your monthly fuel expense is ₹5,000. That’s enough to buy you 65+ extra litres!
Welcome Benefits
You are guaranteed welcome benefits worth ₹2,250 in the first 30 days in the form of cashback and discounts.
Rewards on Daily Spends
In addition to fuel, you save 2.5% on grocery, utility bills, and FASTag reloads. Plus, you earn 2X reward points on other retail purchases.
Fee Advantage
There is no annual fee if your yearly credit card expenses exceed ₹50,000. The one-time joining fee is only ₹199.
Lifestyle Privileges
The credit card ships with complimentary lost card insurance, roadside assistance, personal accident cover and more. You also have the flexibility to EMIFY purchases, set spending limits and extend the card to family members.
HCPL Credit Card Application Process
Step 1: Checking Your Eligibility
IDFC FIRST Bank has set a few baseline eligibility standards one must meet before applying:
● You should be at least 21 years old.
● You need to be an Indian citizen based in the country.
● Have a minimum annual income of ₹3 lakhs.
● Maintain a healthy credit report with no history of defaults.
If you satisfy the above core criteria, you can proceed with the application. IDFC FIRST Bank also reserves the final right to determine eligibility based on its internal checks.
Step 2: Keep Your Documents Handy
Like most credit cards, you must submit a few essential identity and address documents. Keep the following ready before application to expedite verification:
● Aadhaar Card
● PAN Card
● Current Address Proof
● Latest Photograph
● 3-month Salary Slips
● 6-month Bank Statement
Step 3: Applying Online
You can apply through the official IDFC FIRST Bank website and mobile app or through HPCL’s portal. We recommend using the bank’s channels, allowing existing customers to pre-fill information, leading to faster processing.
To apply online –
1. Visit www.idfcfirstbank.com
2. Click on “Apply for Credit Card”
3. Select HPCL Fuel Credit Card
4. Fill in the application form
5. Upload scanned copies of your documents
6. Make the nominal payment towards the joining fee
If you have the documents in hand, it takes less than 10-15 minutes!
Step 4: Key Details In Application
While filling out the form online, carefully enter the following information:
● Full name
● Contact number
● Email ID
● Date of birth
● Residential address
● Office address
● Annual income
● Existing credit card details (if any)
Take the time to cross-check that there are no errors before submitting the final application.
Step 5: Account Verification
Once you complete the online application, IDFC FIRST Bank will commence their internal verification and risk assessment processes. Here they:
● Validate your identity and address proofs
● Check the credit report from CIBIL for history
● Assess income documents
You will get an account confirmation within 48 hours if everything is in order. Else, the bank may contact you for more details.
Step 6: Card Delivery
The final step is to have your new HPCL fuel credit card securely delivered to your mailing address within seven working days of approval. You will also receive a confidential PIN to activate the card and start transactions.
The Bottom Line
With the HPCL fuel credit card safely in your wallet, you can immediately start reaping savings on fuel and other daily expenses. So gear up to maximise every ride with savings on fuel and beyond – apply now for the HPCL credit card from IDFC FIRST Bank in just a few clicks!
